With offices in in Birmingham, Jersey and Guernsey, Liquid has had to juggle the demands of 3 distinct operating environments, client bases and approaches to Covid over the last 12 months. In the face of adversity, Liquid has flourished, growing profits, its team and its client roster. A new strategy focusing on looking after each other, protecting our fees and controlling costs was implemented to guide us through Covid-19. It paid off and despite all the challenges of 2020, Liquid has continued to go from strength to strength in 2021, its 17th year.